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WebMar 23, 2024 · For example, if an equipment lender provided a loan on a 5-year term, this would likely be eligible to refinance via SBA 7(a) because the starting term for equipment in the SBA 7(a) program is 10 years. The short term on the conventional equipment loan is an example of a rationale on why the current debt is “unreasonable” by SBA standards. WebIn signing a loan agreement, make sure to check how it can help you focus on other areas of your business rather than having to map out a long-term maintenance plan for the equipment in question. 4. Market Fluctuation … WebIn consideration for the Equipment loan, the Borrower agrees to indemnify, defend and hold Lender harmless from any and all damages, losses, claims, causes of actions, expenses and liability of any nature whatsoever associated with its use of the Equipment while under the care, custody and control of Borrower unless due to the negligence of Lender. bob stroller car seat adapter cs0701